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YOU COULD GET A LUMP SUM OR MONTHLY PAYMENTS

Unlock Your Home's Cash Potential with this FREE Reverse Mortgage Calculator

What will this reverse mortgage be used for?



No SSN required. Zero impact to credit. Your information is never sold.




5.0 Rating out of 4K+ Total Reviews
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Do you need to sell an existing home?

No
Yes
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Where are you in the home purchase journey?

Looking to get pre-qualified
I Found a Home and want to make an offer
I have an accepted contract
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How will this property be used?

Primary Residence
Vacation Home
Investment Property
Something else
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What's the purchase price of the new property?

(an estimate is fine)

[{"by":25000,"end":2000000,"start":100000}]
null
"9"
  • $100K
  • $2M+
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What's your estimated down payment?

["1% Down","3% Down","3.5% Down","5% Down","10% Down","15% Down","20% Down","25% Down","30% Down","35% Down","40% Down","45% Down","50% Down"]
null
"3% Down"
  • 0%
  • 50%+
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What's your primary reason for considering a reverse mortgage?

Reason For Reverse Mortgage
Reason For Reverse Mortgage
i'm finished
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Is there a co-borrower/spouse?

No
Yes
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For whom is this reverse mortgage?

Myself
Parent
Sibling
Friend
Client
Somebody else
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What type of property will be used for this reverse mortgage?

Single Family Home
Condominium
Townhome
Multi-Family Home
Modular/Manufactured
Something else
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What's the value of your home?

(an estimate is fine)

[{"by":25000,"end":2000000,"start":100000}]
null
"9"
  • $100K
  • $2M+
Continue
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What's the remaining balance on your current loan?

(an estimate is fine)

[{"by":10000,"end":1000000,"start":0}]
null
"6"
  • $0
  • $1M+
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Is there a co-borrower/spouse?

Yes
No
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How many times in the last 12 months have you been more than 30 days late on a mortgage payment?

I haven't been more than 30 days late in the last 12 months
Once in the last 12 months
Twice in the last 12 months
3 times in the last 12 months
More than 3 times
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What month was your last late payment?

(an estimate is fine)

SELECT THE MONTH
SELECT THE MONTH
i'm finished
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Would you like to take out additional cash?

(an estimate is fine)

[{"by":10000,"end":500000,"start":10000}]
null
"0"
  • $0
  • $500K+
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What's your current credit score?

No matter where you're starting from, we're here to help you reach your financial goals.


(an estimate is fine)

Excellent (720+)
Good (680-719)
Fair (660-679)
Needs a Hand (620-659)
Needs a Lift (580-619)
Needs a Boost (500-579)
Needs a Fresh Start (450-500)
Needs Restoration (Below 450)


? We look beyond your credit score to say 'Yes' when others won't.


Your information is never sold or shared.



5.0 Rating out of 4K+ Total Reviews



Over 300,000 credit-challenged homeowners have connected with us over the last 12 months to improve their cash flow.
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What's your age?

["62 within 90 Days","63 years old","64 years old","65 years old","66 years old","67 years old","68 years old","69 years old","70 years old","71 years old","72 years old","73 years old","74 years old","75 years old","76 years old","77 years old","78 years old","79 years old","80 years old","81 years old","82 years old","83 years old","84 years old","85 years old","86 years old","87 years old","88 years old","89 years old","90 years old"]
null
"7"
  • Under 62 years
  • 90+ years
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Great News! 

We have options for you.

Continue to the final steps so we can provide your personalized home financing consultation.


This consultation is 100% FREE and there is no obligation!

(click below to continue)

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What is the property address for the loan?

Our secure platform ensures your information is kept confidential.

Continue


Your information is never sold or shared.



5.0 Rating out of 3,991 Total Reviews
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Want to jump to the front of the line and fast track your access to cash?


Imagine saving 48 hours and holding a real offer in your hands!

All it takes is a quick "yes" from you. We'll discreetly check your credit (soft pull) and send you documents to review electronically.

Yes, let's do it!
Skip this step for now


A soft inquiry does not affect your credit score.



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Credit authorization

I authorize my Lender to perform a credit check, via a soft pull of my credit for prequalification purposes only and for no other purpose. 


(The soft inquiry lets us assemble estimated numbers before you authorize a hard credit inquiry. This inquiry will not impact your credit scores or show up as an inquiry on your credit report.) 


I/We understand that prequalification is an initial determination of whether I/we prequalify for mortgage/credit purposes and that it is not an application or a commitment to proceed with a full application of credit. 


Should I/We proceed with a full application of credit, via a hard pull of my credit, additional authorization will be requested from my Lender to access my/our credit report for the purpose of a mortgage loan. I understand this may affect my credit score. 


I acknowledge that any owner of a competed loan, its servicers, successors, and assigns, may verify or re-verify any information contained in this form or obtain any information or data relating to a completed loan, for any legitimate purpose, through any source, including a source named in this form or a consumer reporting agency.

Yes, I authorize
No, I do not authorize


A soft inquiry does not affect your credit score.



5.0 Rating out of 4K+ Total Reviews
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What's your social security number?

Our secure platform ensures your information is kept confidential.

Continue


A soft inquiry does not affect your credit score.



5.0 Rating out of 4K+ Total Reviews
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What's your full name?

Continue


Your information is never sold or shared.



5.0 Rating out of 4K+ Total Reviews
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What's your email address?

Continue


Your information is never sold or shared.



5.0 Rating out of 4K+ Total Reviews
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What's your phone number?

Get My Results!

Your information is never sold or shared.



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REVERSE MORTGAGES (HECMs):

Unlock your home's equity and enhance your retirement lifestyle.  Get My Reverse Mortgage Quote 

If you're 62 or older, a reverse mortgage loan can help you access your home equity without selling or making monthly payments. 

Reverse mortgage loans (HECMs) allow senior homeowners to convert home equity into cash while retaining ownership.*

  • Access a portion of your home's equity as tax-free cash without the need to sell your home or make monthly mortgage payments

  • Choose to receive funds as a lump sum, monthly payments, or a line of credit that grows over time

  • Maintain ownership and continue living in your home as long as you meet the loan obligations

  • Use the funds for any purpose, such as supplementing retirement income, paying for healthcare expenses, or making home improvements

  • Non-Recourse Loan: Forgo making monthly payments and never owe more than your home appraises for

  • Exceptional customer service and support, with a 4.9/5 rating on Google and BBB



Ready to unlock the financial freedom 
you've earned?


This takes less than 1 minute to complete. There is zero credit impact.



*Reverse mortgage loans are subject to specific eligibility requirements, including a minimum age of 62, substantial home equity, and completing a HUD-approved counseling session. Borrowers must continue to pay property taxes, insurance, and home maintenance costs. Interest accrues on the loan balance over time, and the loan becomes due when the last borrower sells the home, moves out permanently, or passes away.






Get access to your home's equity fast with a Reverse Mortgage by Top Flite Financial - Consumer Direct

We simplify the process and help you close quickly.

This takes less than 1 minute to complete and there is zero credit impact.









IMPORTANT PRIVACY NOTICE: YOUR INFORMATION WILL NOT BE SOLD

Most mortgage websites sell the information they collect to multiple banks and lenders.

We don't. You’ll get connected with one of our licensed pros and YOU can decide the next steps.




 


Top Flite Financial, Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. All information contained herein is for informational purposes and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply.

Top Flite Financial is an Equal Housing Opportunity company. In accordance with the Equal Housing Opportunity Act, Top Flite Financial does not discriminate against any applicant on the basis of race, color, religion, creed, national origin, ancestry, sex, marital status, familial status (number and age of children), sexual orientation, age (provided that the applicant has the capacity to enter into a binding agreement) medical history, disability, physical condition, military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service Members Civil Relief Act (SCRA); that all or part of a consumer income derives from a public assistance program, or any other basis prohibited by law.






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